Legal Disclaimer

⚠️ CRITICAL RISK WARNING

TRADING IS HIGH-RISK AND CAN RESULT IN SUBSTANTIAL OR TOTAL LOSS OF YOUR CAPITAL

Many independent studies indicate that a significant proportion of retail traders lose money. You should only trade with money you can afford to lose and carefully consider your financial situation and risk tolerance. Past performance is not a reliable indicator of future results.

1. NO FINANCIAL, INVESTMENT, OR TRADING ADVICE

TRACOM IS AN EDUCATIONAL AND JOURNALING TOOL ONLY

Nothing on or within Tracom (including any content, tools, analytics, notifications, or user-shared material) constitutes financial, investment, legal, tax or other professional advice. All information is provided for general information and educational purposes only.

While Tracom may generate AI-driven market commentary or illustrative trade scenarios for educational purposes, these do not constitute personalised investment recommendations or regulated financial advice tailored to your individual circumstances.

We are not authorised by the FCA or any other financial regulator, and we do not provide regulated investment advice, portfolio management, execution or brokerage services.

No feature or communication from Tracom (including any AI-generated output) should be relied on as the sole or primary basis for any investment decision.

Risk calculators and analytical tools are illustrative only and do not amount to advice on position sizing or strategy.

You should seek independent advice from an appropriately qualified and regulated financial professional before making any investment or trading decision.

2. USER-GENERATED CONTENT DISCLAIMER

OTHER USERS' CONTENT IS NOT VERIFIED OR ENDORSED

⚠️ Trades, strategies, comments and other content shared by users reflect their personal views and experiences only.

⚠️ Tracom does not audit or independently verify the accuracy or completeness of user-reported results or performance.

⚠️ Any performance metrics displayed by users may be incomplete, selective, inaccurate or not updated.

⚠️ Subscription content from other traders is entirely their responsibility and does not constitute advice from Tracom.

⚠️ You should never blindly copy or rely on another trader's strategy without your own independent assessment.

3. RISK CALCULATOR & TOOLS DISCLAIMER

CALCULATORS ARE ESTIMATES FOR EDUCATIONAL USE

Our risk, position size and analytical tools are designed to help you understand potential scenarios, but they are inherently limited and may not reflect real-world results.

Calculations may contain errors, rely on assumptions, or be affected by incorrect data input.

Outputs are not tailored to your personal circumstances and do not constitute recommendations.

Market conditions (including slippage, gaps and liquidity) can cause actual results to differ significantly.

You should always verify key calculations and assumptions independently.

Good risk management can reduce, but cannot eliminate, the possibility of losses.

4. PAST PERFORMANCE DISCLAIMER

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS

Any historical returns, statistics, backtests, performance charts or projections displayed within Tracom:

Are provided for information and illustration only.

Do not guarantee that similar results will be achieved in the future.

May not fully reflect real-world trading conditions, fees, spreads, slippage or taxes.

May be incomplete, simplified or based on assumptions that do not hold in practice.

5. SPECIFIC TRADING RISKS

YOU MAY LOSE ALL OF THE MONEY YOU INVEST

Trading in financial instruments (including forex, CFDs, cryptoassets, stocks, futures and options) involves substantial risks, including but not limited to:

Market Risks

• Extreme volatility and rapid price movements

• Liquidity shortages and widened spreads

• Market manipulation or disorderly trading

• Sudden market gaps following news or events

Leverage Risks

• Losses amplified beyond your initial margin

• Margin calls and forced liquidation

• Negative balance risk depending on your broker

• Overnight financing costs and gap risk

Technical Risks

• Platform or technology failures

• Connectivity or power interruptions

• Data feed errors or delays

• Orders not executing at expected prices

Regulatory & Other Risks

• Changes in laws, rules or tax treatment

• Trading restrictions, suspensions or halts

• Counterparty, broker or exchange insolvency

• Cybersecurity incidents or data breaches

6. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW

Tobistech Ltd, its directors, employees, partners, agents, suppliers and affiliates shall not be liable for any:

Trading losses, loss of capital or other financial damages arising from your trading activities.

Loss of profits, loss of opportunity or business interruption.

Decisions or actions taken (or not taken) in reliance on information or tools provided by Tracom.

Technical issues, errors, bugs, delays or temporary unavailability of the app or services.

Third-party content, services, platforms or user-generated content accessed via Tracom.

Any indirect, incidental, special, consequential or punitive damages.

Nothing in this Disclaimer or in our Terms and Conditions is intended to exclude or limit any liability that cannot be excluded or limited under applicable law, such as liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation. Your statutory rights are not affected. See Section 9 for the full exclusions that limit the scope of any indemnification obligation.

7. YOUR RESPONSIBILITIES

BY USING TRACOM, YOU ACKNOWLEDGE AND AGREE THAT:

✓ You are solely responsible for all trading decisions and outcomes.

✓ You will conduct your own research, analysis and due diligence before entering any trade.

✓ You will seek independent financial, legal, tax or other professional advice where appropriate.

✓ You understand that trading involves risk and that you may lose some or all of the money you invest.

✓ You are responsible for ensuring that your use of Tracom and your trading activities comply with all applicable laws and regulations in your jurisdiction.

✓ You will not hold Tracom or Tobistech Ltd responsible for any losses or negative outcomes arising from your trading decisions.

8. REGULATORY COMPLIANCE

Tracom is a journaling and analytics application and does not provide execution, brokerage or custodial services.

Tracom and Tobistech Ltd are not authorised or regulated by any financial services regulator, including (without limitation):

Financial Conduct Authority (FCA) – United Kingdom

Securities and Exchange Commission (SEC) – United States

Commodity Futures Trading Commission (CFTC) – United States

European Securities and Markets Authority (ESMA) – European Union

Any other national or supranational financial regulator

You are responsible for satisfying yourself that your use of Tracom is compatible with any regulatory requirements that apply to you, including any obligations you may have as a professional or regulated trader.

💡 Seeking Regulated Advice: If you use AI-generated trade ideas or market commentary provided through Tracom and are unsure whether they are appropriate for your personal financial situation and objectives, you should consult a qualified, FCA-authorised (or equivalent) financial adviser before acting on them.

9. INDEMNIFICATION

Subject to the exclusion below, and to the fullest extent permitted by applicable law, you agree to indemnify, defend and hold harmless Tobistech Ltd, its directors, employees, partners, agents and affiliates from and against any claims, demands, losses, liabilities, damages, costs and expenses (including reasonable legal fees) arising out of or in connection with:

Your use or misuse of Tracom.

Your breach of this Disclaimer, our Terms and Conditions, or any applicable law or regulation.

Your trading activities and any decisions made using information or tools provided by Tracom.

Exclusion: This indemnification does not apply to the extent that any claim arises from our own negligence, fraud, wilful misconduct, or breach of mandatory consumer protection laws, including the Consumer Rights Act 2015, or from the nature or regulatory status of features we have chosen to offer through the Service (including AI-generated content). Your statutory rights are not affected.

EDUCATIONAL PURPOSE ONLY

Tracom is intended to help you record, review and reflect on your own trading activity. It is not a trading platform and cannot be used to place or execute trades.

✓ Use Tracom to track and analyse your personal trades and strategies.

✓ Learn from your own trading history to improve discipline and decision-making.

✓ Use shared content from other traders, if any, as a learning resource - not as instructions to trade.

Questions About This Disclaimer?

If you have any questions about this Disclaimer, or how it applies to your use of Tracom, you can contact us at:

📧 Email: support@tobistech.co.uk

🏢 Tobistech Ltd, 82 King Street, Manchester, England, M2 4WQ

📝 Company Registration No: 16037879

This Disclaimer should be read together with our Terms and Conditions and Privacy Policy. If there is any inconsistency between them, the Terms and Conditions will generally prevail, except where applicable law provides otherwise.

By Using Tracom, You Acknowledge and Confirm That:

You have read, understood and agree to be bound by this Legal Disclaimer, together with our Terms and Conditions and Privacy Policy. You understand that trading is inherently risky and that you are fully responsible for your own trading decisions and outcomes.

IF YOU DO NOT AGREE WITH THIS DISCLAIMER, YOU MUST NOT USE TRACOM.